Gleason Insurance

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Commercial Truck Insurance


Gleason Insurance is the premier provider of insurance for the business communities of Folsom, California and for the surrounding region. Our commitment to excellence is unrivaled in the business insurance industry. 

We are an independent insurance brokerage and are able to provide different quotes for commercial truck insurance coverage that is tailored to your specific business needs.  We’re here to help you find the right insurance package the first time, from business or professional liability to contractor insurance, workers’ compensation, and contractor coverage.


What is Commercial Truck Insurance?


Commercial truck insurance is part of business auto insurance coverage.  This family of business insurance covers commercial vehicles used as part of your business, and includes many vehicle types like:


  • 18 wheelers
  • Box trucks
  • Garbage trucks
  • Tank trucks
  • Auto haulers
  • Flatbed trucks and trailers
  • Semi trucks


Truck/Business auto insurance also covers passenger vehicles used in your business, such as sedans or for-hire towncars that you or your employees operate as part of the business you conduct.  Insurance coverages within this family of policies may include owner-operator insurance, motor carrier insurance, or private carrier insurance.  It protects your company from liabilities incurred if there is a crash, damage to another person’s property, or medical bills arising from injuries you caused during the operation of the vehicle.


Does My Business Need Commercial Truck Insurance?


If you own and operate commercial vehicles such as trucks, trailers, or passenger vehicles as part of your business, then you need commercial truck insurance.  This form of insurance helps protect your valuable company assets.  Many states and the U.S. Department of Transportation require certain insurance coverages to remain compliant with regulations. These coverages may include liability insurance, accident and health insurance, disability insurance, and insurance against damage to the cargo and equipment you carry as part of your business operation.

Other coverages include:


  • Uninsured motorist coverage (UIM)
  • Personal injury protection (PIP)
  • Bobtail insurance – coverage to cover accidents that happen when the vehicle is used for non-trucking purposes, such as between load deliveries


This specialized insurance requires that businesses find a trustworthy insurance agent who is familiar with the regulations of the area in which your business operates.  At Gleason Insurance Agency, business insurance is what we excel at, helping your company determine what types of coverages you need and what the Federal, state, and local regulations may require.


How Do I Find the Best Commercial Truck Insurance Companies?


As a business owner, you want to keep your employees and your equipment safe.  Commercial truck insurance is part of a comprehensive plan to protect your assets from loss of revenue, expensive legal actions, and damage.   With so many trucker insurance choices, how can you know which company to buy your coverage from?

First, it pays to do your research.  You’ll want to find a company that specializes in commercial truck insurance coverage policies.  Specialist agents have the knowledge to protect your business assets and to help keep your company compliant with government regulations. Non-specialists may not have the experience or understanding of the complex requirements needed to protect trucks used for commercial purposes.

Second, you’ll want to look at an insurer’s track record.  For this, there are five key areas to concentrate on:


  • The company’s experience – how long has the company specialized in business auto insurance?
  • The company’s financial strength – does the company have sufficient financial reserves to cover expensive claims?
  • The cost of commercial truck insurance policies – will the company break down individual costs for the coverage options and help you find the right policy for your needs?
  • The value the company provides – does the insurance company have clear claim procedures?  Does the company have knowledgeable employees who understand your policies and business needs?
  • The coverage itself – what does the basic policy cover?  What contingencies and damages may also be covered by these policies, and can the company adapt a coverage plan for your unique circumstances?


What Does a Commercial Truck Insurance Plan Cost?


At Gleason Insurance, we help businesses find the right insurance plans for the needs of their operations.  Because there are so many variables involved in insurance policies, the costs may vary dramatically.  Don’t be fooled by companies that promise cheap commercial truck insurance, because those policies may not cover areas you really need when accidents happen. Policies developed by Gleason are cost-effective and suited for your unique business requirements. We can help you save as much money as possible by offering you the choices that are perfect for your company operations without the extras that drive up costs unnecessarily. With our attention to every detail, you can rest easy knowing there will be no gaps in your coverage.

Gleason believes in creating long-term partnerships with our many clients.  We have a reputation as a trusted insurance provider for commercial vehicles, and our skilled employees offer the personalized service and the courtesy you demand.  Protect your valuable company assets today with Gleason Insurance in Folsom, California.