This site is informational, not an offer of insurance
Content on this site — including coverage descriptions, FAQ answers, blog posts, and any figures, requirements or timelines mentioned — is general information only and is not an offer, binder, or guarantee of insurance coverage, pricing or eligibility.
Coverage is subject in every case to the applicable insurance carrier's underwriting review and the terms of the actual issued policy. Submitting a quote request through this site does not bind coverage; coverage is only in effect once a carrier issues a policy or binder and Gleason Insurance Brokers confirms it in writing.
The content on this site — including, but not limited to, information about insurance coverage, carrier appetite, applicable laws, regulations, licensing and acceptance criteria — can change at any time without notice and is not guaranteed. You are expected to exercise your own due diligence, independently validate and verify any information on this site before relying on it, and seek your own qualified legal or insurance counsel as appropriate before making any decision based on it.
The coverage types, carrier appetites, endorsements and examples referenced on this site — including any illustrative scenarios, endorsement types, or common-claims descriptions — describe standard situations and coverages we repeatedly see as an insurance broker. They are provided for general informational purposes only, as a generic guide to the kinds of coverage and endorsements we may be able to help place — not instructions for what a specific project or business should do, and not a representation of current carrier appetite or availability. They do not constitute an offer of coverage for any specific business, and they are not legal advice; always confirm current requirements with the applicable local jurisdiction or legal authority and review your own actual policy terms and conditions, which may require additional coverages or limits depending on your existing program.
Licensing and regulatory information
Gleason Insurance Brokers, LLC holds California insurance license 0K70385 and additional licenses in Arizona, Nevada, Texas and Utah. References on this site to licensing, bonding or regulatory requirements for any state, agency or industry are general information, not legal advice, and are subject to change without notice — always verify a current requirement directly with the named regulator or agency before relying on it.
We take care with what we publish, but content here may be out of date or contain errors, and it may not reflect a change a regulator, agency or carrier has made since a page was written. Requirements differ by city, county, state, agency, project, contract, carrier and policy, among other factors, and this list is not exhaustive. It is the insured's or applicant's responsibility to verify what applies to their own situation — with the regulator or agency that governs the work, the city or county issuing the permit, the project owner or general contractor whose contract sets the terms, and their own carrier and issued policy — before acting on anything read here. Nothing on this site relieves an insured or applicant of that responsibility, and we are not liable for decisions made without that verification.
Third-party links and official resources
This site links to official government and industry resources (such as CSLB, DIR, and similar agencies) for convenience. We do not control and are not responsible for the content, accuracy or availability of any third-party website, including whether a linked page has moved or been renamed by the hosting agency.
Website use, intellectual property, and disclaimers
The content, design and branding of this site are the property of Gleason Insurance Brokers, LLC or its licensors and may not be copied or reused without permission, except as needed for normal browsing. You agree not to use this site in a way that could damage, disable or impair it, or interfere with any other party's use of it.
Content on this site is reviewed and believed reliable at the time it's published, but circumstances and requirements change — laws, regulations, agency requirements and carrier programs can change at any time, and content may not reflect the most current version at the time you're reading it. To the fullest extent permitted by law, this site and its content are provided without warranties of any kind, express or implied, and Gleason Insurance Brokers, LLC is not liable for any indirect, incidental or consequential damages arising from use of this site, including damages arising from an error, omission or outdated statement on this site or on any linked third-party resource; nothing in these terms limits liability that cannot be limited under applicable law.
Governing law, changes to these terms, and contact
These terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. We may update these terms from time to time; the version posted on this page is the current version, and continued use of the site after an update constitutes acceptance of the revised terms.
Questions about these terms can be directed to Gleason Insurance Brokers, LLC, 9477 Greenback Lane, #524A, Folsom, CA 95630, or 844-978-7283.
These terms cover how the site may be used. How it is built to be usable is a separate document: our accessibility statement sets out how the site is tested, what is known to be imperfect, and how to report a barrier.