
Independent Commercial Insurance Broker · Folsom, CA
California Construction & Commercial Insurance Broker for Established Businesses
Next Level Experience. Insurance Done Right.
Your business has earned more than an ordinary insurance experience. We serve established and growing companies across California, Arizona, Nevada, Texas and Utah.
- Contractors & Construction
- Transportation & Fleets
- Developers & Hospitality
- Suppliers & Distributors
Core contractor insurance & bonds
Industries we serve
Coverage, endorsements and credits are subject to insurer underwriting, eligibility and policy terms.
Is it time?
When it’s time to expect more from your insurance broker
As a business grows, insurance decisions get more complicated. You may be preparing for a significant renewal, taking on larger contracts, adding vehicles or new operations — or wondering whether your current program still reflects the business you run today.
Perhaps your broker hasn’t explained important coverage differences, or helped with contract and lender insurance requirements that keep getting more demanding. That is where an experienced commercial insurance brokerage relationship can make a real difference: we focus on the details that matter, not just the price on a proposal.
Our approach
Independent market access, knowledgeable representation
There is more to commercial insurance than comparing premiums. We start by understanding your operations, then review exposures and written insurance requirements, prepare accurate underwriting information, and evaluate appropriate options through the carriers and programs available to your business.
When proposals come back, we compare more than the price — limits, coverage terms, exclusions, deductibles, endorsements and conditions — so you can make a well-informed decision.
Document operations and exposures
Identify contract, lender and regulatory requirements
Approach markets that fit the risk
Compare terms, exclusions and endorsements
Confirm open items before binding
Start a quote
Four questions to get started.
Start with four details. The rest comes next, and everything you enter here carries over — you will not type it twice.
Would you rather talk it through? 844-978-7283
Specialties
Specialized in the businesses that build and move California
We focus on commercial accounts where operational knowledge and professional coverage guidance matter most — construction first, and the industries that work alongside it.
Contractors & Construction
General contractors, commercial builders and specialty trades: liability, workers’ compensation, bonds, builders risk and auto.
Explore contractors & constructionDevelopers & Subdividers
Project-specific liability, builders risk, subdivision bonds and environmental exposures.
Explore developers & subdividersTrucking & Transportation
Fleets and haulers: auto liability, cargo, physical damage and umbrella coordination.
Explore trucking & transportationBuilding Material Suppliers
Ready-mix, aggregate and material suppliers, with their products, delivery fleets and equipment.
Explore building material suppliersEquipment Rental & Dealers
Rented-out and owned equipment, rental contracts and the trucks that deliver it.
Explore equipment rental & dealersArchitecture & Engineering
Professional liability alongside the general liability and property a design firm carries.
Explore architecture & engineeringRestaurants & Breweries
Liquor liability, property, equipment breakdown and workers’ compensation.
Explore restaurants & breweriesData Centers
High property values, equipment breakdown, business income and technology exposures.
Explore data centersCyber Liability
Cyber and data breach coverage, matched to each of the industries above.
Explore cyber liabilityWe are especially well suited to established and growing businesses doing roughly $2 million or more in annual revenue, with several insurance needs or increasingly complex contract requirements. See every industry we insure.
Verified Google reviews
What our clients say about us
Reviews reflect individual client experiences and are not a guarantee of coverage, pricing or results.
91 Enterprise LLC
March 24, 2026
We are using Gleason insurance for our commercial auto policy and GL policy. David is the best insurance broker I've worked with — very honest, responsive, and knowledgeable. Highly recommend.
Fito Plumbers
February 20, 2026
We have been working with David at Gleason Insurance Brokers for 8+ years. David always goes above and beyond to make sure we have the appropriate coverages. He explains everything in detail and makes sure we feel confident and understand all of our policies. He is always available and responds right away!
Barry Stay
February 17, 2026
David provides great service and I highly recommend him for your insurance needs.
Victor Alvarez
February 11, 2026
Great customer service!! Highly recommend it.
Marissa Martinez
February 6, 2026
The best insurance broker in California. Construction insurance requirements are constantly changing, and if it weren't for David, it would be impossible to keep up. He is friendly, knowledgeable, and ready to tackle all of our issues. Definitely recommend Gleason Insurance Brokers.
Wing Sze Lam
August 26, 2025
The associate delivered outstanding and professional service.
Tools & resources
More than a brokerage relationship
We have built tools and resources that help owners understand insurance decisions before they make them — from preparing for a renewal to reviewing a construction contract’s insurance requirements.
Coverage Align Tool
Reads a contract, lease or lender exhibit and lists the insurance terms it recognizes. The file is never uploaded.
Coverage Analyzer
Maps the coverage lines a business like yours commonly considers, then carries them into a quote request.
Underwriting Readiness Check
Spots the claims, audit and coverage-gap questions underwriters ask before a submission goes out.
Insurance Case Studies & Glossary
Real coverage situations and the terms behind them, explained in plain English.
Contractor Resource Center
Guides on contracts, bonding, safety and project requirements across California.
Industries We Insure
Every industry program in one place, with the coverage each one commonly needs.
These resources complement our brokerage services. They do not replace legal, financial, safety or other professional advice.
Where we are licensed
Five states, one Folsom brokerage
Gleason Insurance Brokers is licensed in California, Arizona, Nevada, Texas and Utah, and led by Principal David Gleason, whose background in the construction industry dates to 2000. California is our deepest market, but a business expanding into Phoenix, Las Vegas, the Texas Triangle or the Wasatch Front does not need a second broker to do it.
California
Contractor coverage
Arizona
Contractor coverage
Nevada
Contractor coverage
Texas
Contractor coverage
Utah
Contractor coverage
Gleason Insurance Brokers, LLC · 9477 Greenback Lane, #524A, Folsom, CA 95630 · 844-978-7283
Licensing is what lets a broker place coverage in a state. It is not the same as a carrier being willing to write a particular risk there, which depends on the operation, the loss history and that carrier’s appetite at the time.
Common questions
Questions business owners ask before they call
Straight answers about how this brokerage works. Coverage-specific questions live on each coverage page.
Is Gleason Insurance Brokers an independent broker, or tied to one insurance company?
Independent. We are a licensed brokerage rather than a captive agent for a single company, so a submission can be taken to several markets instead of being limited to one carrier’s terms. Which markets actually fit depends on the operation, the loss history and each carrier’s appetite at the time.
Which states is Gleason Insurance Brokers licensed in?
California, Arizona, Nevada, Texas and Utah — CA 0K70385, AZ 3003128611, NV 4013740, TX 3174524 and UT 1032803. Coverage is placed for businesses operating in those states; where a project crosses a state line, the licensing position is worth confirming before the submission goes out.
Do you work with businesses under $2 million in annual revenue?
Our practice is built around established and growing businesses, and the accounts we are best suited for are often around $2 million or more in annual revenue. If your business is smaller but carries real complexity — written contract requirements, vehicles, several coverage lines — call us. We will tell you plainly whether we are the right fit.
Which industries do you serve besides construction?
Construction is our deepest focus. We also place commercial insurance for trucking and transportation, developers and subdividers, building material suppliers, equipment rental companies and dealers, architecture and engineering firms, restaurants and breweries, and data centers, plus cyber liability across those industries.
What do you actually need from me to start a quote?
The operations, the deadline and any written insurance requirements — a contract exhibit, a lease clause, a lender or landlord requirement. Those three together are usually enough to begin. Loss runs, a driver list or a vehicle schedule can follow while the submission is already moving rather than holding it up.
How long does a commercial insurance quote take?
It depends on how complete the submission is, the scope of the work, and carrier appetite at the time — which is why there is no single honest number. Telling us the deadline when you first make contact is the thing that most reliably speeds it up, because the submission can then be prioritized and sequenced around it.
Can I check what a contract requires before I request a quote?
Yes. The Coverage Align Tool reads a requirements document — a contract exhibit, lease, lender or vendor requirement — and lists the insurance terms it recognizes. The file itself is opened by your own browser and is never uploaded; only the extracted text is checked against our list of recognized terms. It is educational, not a coverage determination.
Who reviews the information published on this site?
David Gleason, Principal of Gleason Insurance Brokers — a licensed insurance broker with a background in the construction industry since 2000 and a focus on contractor insurance as a broker since 2015. Pages carry the date they were last reviewed.
