Coverage timed to the project, not the calendar
A development project moves through entitlement and pre-construction, active construction, completion and sale, and the years after completion, and insurance that fits one phase often doesn't fit the next. The developer's insurance timeline lays out what to buy at each stage, and the Palisades rebuild article applies the same thinking to rebuilding after the January 2025 wildfire, where developers, subdividers and general contractors each face their own coverage questions.
Developers make coverage decisions a contractor may never see — whether to run an owner-controlled wrap-up, who buys builders risk, and how liability is handled for years after the project is sold. Use these articles to plan those decisions early, before a lender's requirements or a general contractor's contract makes them for you.
Developer Risk
The Developer's Insurance Timeline: What to Buy at Each Project Phase
A development project's insurance needs don't stay the same from land purchase to years after the last unit sells — treating it as one static program is how gaps happen.
By David Gleason · Published August 24, 2026 · Updated October 12, 2026
Palisades Rebuild: Insurance for Developers, Subdividers and General Contractors
The January 2025 wildfire in Pacific Palisades, an unincorporated-in-character neighborhood within the City of Los Angeles, destroyed thousands of structures across roughly 23,000
By David Gleason · Published August 24, 2026 · Updated October 12, 2026