Utah — General Liability Insurance

$1,000,000 per incident and $2,000,000 in aggregate, under Utah Administrative Rule R156-55a-302d, with DOPL named as certificate holder — a figure confirmed directly against the Division's current rule text, not an estimate.

Not necessarily — it's a licensing floor. A specific contract, lender or project owner can require higher limits than the state minimum.

It should — a mismatch between your DOPL class (B100, R100 or specialty) and your GL policy's stated operations is a common source of underwriting friction.

Not directly — roof-collapse from snow load and structural damage from a Wasatch Fault seismic event are primarily property/builders risk exposures. GL can still apply if a structural issue injures a third party, but the property damage itself sits outside standard GL.

Not necessarily — many contractor GL policies are auditable against actual revenue or payroll, trued up at audit.

The contract's actual written insurance requirements — limits, additional insured wording — not just the DOPL minimum or a certificate holder's name.

Yes — we place general liability for contractors in California, Arizona, Nevada, Texas and Utah.

Gleason Insurance Brokers is a Utah-licensed broker, not a single-carrier agent, so general liability insurance in Utah can be shopped across multiple markets rather than one company's terms. Actual turnaround and pricing depend on submission completeness, the scope of your construction projects, and carrier appetite — share your timeline and budget when requesting a quote so we can prioritize accordingly.

Your DOPL license number and classification, a current certificate showing the $1,000,000/$2,000,000 minimum with DOPL as certificate holder, a 3-year loss run, and confirmation your project size fits your classification's cap — see the submission checklist above.